Automobile Coverage

Our commercial auto insurance program, currently through Liberty Mutual Insurance Company, is a “package” program that provides coverage for several different exposures and risks.

Physical damage to the automobile, including towing expenses and storage.

Automobile Liability coverage to compensate another party when the operator of the parish vehicle causes an accident resulting in injury or property damage.  The parish has no deductible.

Personal Injury Protection (PIP) provides up to $8,000 in medical bills and lost wages to anyone injured while an occupant in the vehicle, or a pedestrian struck by it.

Collision coverage pays for damages to the parish-owned vehicle sustained in an accident. The parish has a $500 deductible. 

Comprehensive coverage pays for damages to the parish-owned vehicle from incidents other than collision, such as vandalism and theft. The parish has a $500 deductible.